Section 4.5
Penilaian Insurans Kebakaran / Fire Insurance Valuation
Kira nilai cadangan insurans kebakaran bangunan
Input Pengiraan / Calculation Input
Panduan / Guide
Contoh: Bangunan Pejabat di Selangor
Kos asas bangunan = RM75,000,000.00
Kategori = Pejabat / Office
Wilayah = Selangor
BCI Asas (Dec 2020) = 109.5
BCI Semasa (Dec 2021) = 120.5
f% = 20%
Nilai Insurans = RM75M × (120.5/109.5) × 1.2
≈ RM99,041,096 ≈ RM100,000,000
Sumber: N3C Building Material Cost Index (BMCI)